1. Can I still get a mortgage if I have bad credit or have filed for bankruptcy?
While having a good credit score score can help you get a better interest rate, there isn’t a certain score you need to qualify for a mortgage. Lenders look at a variety of different factors during the mortgage approval process, so a bad score won’t necessarily keep you from getting a mortgage. The same thing is true if you’ve filed for bankruptcy, however you need to make sure you’re eligible to get a mortgage as you will have a waiting period depending on the type of bankruptcy you’ve filed before you can apply for one.