YOUR PEOPLE-FIRST MORTGAGE COMPANY IN INDIANA

YOUR PEOPLE-FIRST MORTGAGE LENDER IN INDIANA

First Option Mortgage has been providing mortgage services in Indiana since 2006. We know that buying a home is a major life event and likely the largest purchase you’ll ever make. We take that responsibility seriously and personally. We look forward to the opportunity to meet you, hear your story and make your home ownership dreams come true!

Ask Your Questions via Email
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Let’s Start with a Rate Quote

(No Impact to Your Credit Score)

(No Impact to Your Credit Score)

Mortgage Loans for Homeowners in Indiana

We understand the mortgage transaction process, how it works and how it impacts the lives of every person applying to buy a home.

Mortgage Loans for First-Time Buyers in Indiana

As a first-time home buyer, this is likely all new to you. We are here to walk you through this life-changing event as stress-free as possible!

Loan Refinancing for Homeowners in Indiana

There are many different reasons why you may look to refinance your loan. We’ll help you find the best rates available for your personal situation.

STRUGGLING TO COME UP WITH A DOWN PAYMENT?

STRUGGLING TO COME UP WITH A DOWN PAYMENT?

  • Exclusive First Option Program
  • No Third-Party Companies or Hassles
  • No Cash Down to Buy a Home
  • No First-Time Buyer Requirement
No Money Down Mortgage
Zero Down
Excellent5.0 Based on 430 reviews fromGerlach H.Gerlach H. ★★★★★ My wife and I had a great experience with Josh at First Option Mortgage. As first-time home buyers, we had a lot of questions, and Josh was always there for us to provide the answers in a personable, respectful and professional manner.Jonathan H.Jonathan H. ★★★★★ Had a great experience from start to finish, I was kept informed during the entire process. I would recommend the First option team to anyone.Mary P.Mary P. ★★★★★ Jarad, Brandon, and Brad were great to work with! They made the process so easy for me. I appreciate all you have done!Lee K.Lee K. ★★★★★ First Option made the mortgage process easy. The team was very friendly, helpful, and informative. This was my third house purchase and this was the best experience. I definitely recommend!Kade K.Kade K. ★★★★★ Jarad knew that a property was FHA eligible when the listing agent was unaware. This allowed the buyer to purchase a home they really liked and wasnt made available to other similar buyers. Jarad deserves alot of credit for this transaction.MEGAN B.MEGAN B. ★★★★★ Dustan and his team were amazing! We were in contact for months before we bought a home and he never once complained! Thank you Dustan and First Option Mortgage!!!!!!!!!Shola I.Shola I. ★★★★★ Thank you Josef for your professional guidance and help. Your customer service and delivery is top notch! Great job First Option!Sam S.Sam S. ★★★★★ I work night shift, and Dustin was great at becoming available any time of the day for all my questions. He is very knowledgeable, caring and will work hard to get the job done. The whole loan process felt very smooth and not overwhelming with his teams help. We were in a time crunch between accepting the sellers inspection offer and the closing date, but Dustin worked diligently to get our loan closed fast so we could get the house! It was very appreciated!Desiree B.Desiree B. ★★★★★ I have to say Clark Sigmund and his team are one of the best in the business when it comes to delivering top notch customer service to their clients. Clark is always on top of his game and communicates with everyone, every step of the way. I'm honored to be able to close transactions and you will be too!js_loader
Gerlach H.Gerlach H. ★★★★★ My wife and I had a great experience with Josh at First Option Mortgage. As first-time home buyers, we had a lot of questions, and Josh was always there for us to provide the answers in a personable, respectful and professional manner.Jonathan H.Jonathan H. ★★★★★ Had a great experience from start to finish, I was kept informed during the entire process. I would recommend the First option team to anyone.Mary P.Mary P. ★★★★★ Jarad, Brandon, and Brad were great to work with! They made the process so easy for me. I appreciate all you have done!Lee K.Lee K. ★★★★★ First Option made the mortgage process easy. The team was very friendly, helpful, and informative. This was my third house purchase and this was the best experience. I definitely recommend!Kade K.Kade K. ★★★★★ Jarad knew that a property was FHA eligible when the listing agent was unaware. This allowed the buyer to purchase a home they really liked and wasnt made available to other similar buyers. Jarad deserves alot of credit for this transaction.MEGAN B.MEGAN B. ★★★★★ Dustan and his team were amazing! We were in contact for months before we bought a home and he never once complained! Thank you Dustan and First Option Mortgage!!!!!!!!!Shola I.Shola I. ★★★★★ Thank you Josef for your professional guidance and help. Your customer service and delivery is top notch! Great job First Option!Sam S.Sam S. ★★★★★ I work night shift, and Dustin was great at becoming available any time of the day for all my questions. He is very knowledgeable, caring and will work hard to get the job done. The whole loan process felt very smooth and not overwhelming with his teams help. We were in a time crunch between accepting the sellers inspection offer and the closing date, but Dustin worked diligently to get our loan closed fast so we could get the house! It was very appreciated!Desiree B.Desiree B. ★★★★★ I have to say Clark Sigmund and his team are one of the best in the business when it comes to delivering top notch customer service to their clients. Clark is always on top of his game and communicates with everyone, every step of the way. I'm honored to be able to close transactions and you will be too!js_loader

First Time Buyer?

How Exciting!!

Maybe a little nerve-wracking and/or confusing, too?

We get it. But, did you know:

  • We’ve been working with first-time buyers for over 17 years. Nothing makes us happier. Fear not! You’ll have a single point of contact who will walk you through everything.
  • You probably don’t need as much down payment as you think. But if you need help, we can connect you with down payment assistance programs.
  • In addition to that, we have access to many more helpful products to save you money like the 2/1 buydown which reduces your interest rate on the front-end of your loan
I Still Have Questions
Get Pre-Approved

(No Impact to Your Credit Score)

First Time Buyer?

How Exciting!!

Maybe a little nerve-wracking and/or confusing, too?

We get it. But, did you know:

  • We’ve been working with first-time buyers for over 17 years. Nothing makes us happier. Fear not! You’ll have a single point of contact who will walk you through everything.
  • You probably don’t need as much down payment as you think. But if you need help, we can connect you with down payment assistance programs.
  • In addition to that, we have access to many more helpful products to save you money like the 2/1 buydown which reduces your interest rate on the front-end of your loan
I Still Have Questions
Get Pre-Approved

(No Impact to Your Credit Score)

Mortgage Lender Indianapolis
Experience the FOM Difference

At First Option, mortgages are about much more than numbers and rates. They’re about people: families and veterans, newlyweds and retirees looking for a better life.

Purchasing a home – whether its your first or fifth home – is life-changing, which is why we’re committed to every call that inquires about rates and every person who walks through our doors with a dream of home ownership.

We care about each other and our customers, because we believe in putting people first. We believe in making a difference.

Get a Quick Rate Quote

(No Impact to Your Credit Score)

Step 1 of 6 - Get Started

Mortgage Company Indianapolis

Get a Quick Rate Quote

(No Impact to Your Credit Score)

Step 1 of 6 - Get Started

CLEAR TO CLOSE IN JUST 3 WEEKS

CLEAR TO CLOSE IN JUST 3 WEEKS

The national average usually takes around 45-60 days.

How do we do it?

How do we do it?

17

years of experience

1

point of contact

Our leadership team has 17+ years of experience within the walls of First Option Mortgage, and even more experience in mortgage lending beyond that.

And rather than pass you around from one rep to the next, you’ll work with a single-point of contact who is within arm’s reach (or sometimes a light shout) away from everyone else on the team. Your loan originator will advocate for you and has the people and resources to get things done quickly and easily.

Talk to Someone

No-Pressure Answers to Your Questions

Get Pre-Approved

Ready? Ok, Let’s Get You Pre-Approved!

Indianapolis Mortgage Timeline
Ready to Buy, But Worried About Your Credit Score?
Learn more here
Down Payment Assistance
Ready to Buy, But Worried About Down Payment?
Learn more here
9 Things You Should NEVER Do After You’re Pre-Approved
Learn more here

say hello.

say hello.

Our mortgage lending experience is simple and easy to start. Speak with one of our friendly and experienced mortgage professionals today!

Apply Now
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Old School Charm.
New School Technology.

From application to closing docs and everything in between, our advanced technology allows you to seamlessly and easily complete all necessary documents within the app at your convenience.

But when you need a person, we’re right here to take your phone call, email, or text without delay.

Get Your Free Rate Quote

Trusted Mortgage Company in Indiana

At First Option, each loan comes with a personal commitment to ensure our customers an exceptional experience with each step of the loan process. We work smart to find the lowest interest rates and the best loan program to help our customers reach their financial goals. We value integrity and speed and make purchase transactions a priority. We’re dedicated to help find a solution for our customers with less than perfect credit. With hundreds of solutions,

First Option is committed to finding a way for every customer to obtain a home loan. First Option Mortgage is a Lender. We originate, process, underwrite and fund your loans in-house. Our processes are some of the most technologically advanced and efficient in the industry.

Talk to a Friendly Loan Officer

Where to Find Us

Whether you live in a large metro area or a suburban community, we have competitive mortgage rates and the flexibility to find the best home loan or second mortgage for you.

Our local teams can tailor your mortgage to fit all legal requirements so you don’t have to worry. First Option is here to guide you through the home buying experience from applying for a mortgage loan to finding a realtor.

We take the time to understand your goals and needs on a personal level. First Option is proud to serve every city and small town in the fine state of Indiana including, but not limited to:

Your Local, Experienced & Personable Lender

No matter what type of home loan you are looking for, our expert mortgage lenders in Indianapolis at First Option Mortgage can give you the most accurate information and help you find the best loan type for you.

Google Rating
5.0
Based on 430 reviews
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Meet the Team

Meet the Team

Jarad Vinup

Jarad Vinup

Area President
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Brandon McDonald

Branch Manager
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Josef L.

Speak to Josef’s team
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Jay Dee Flynn

Business Development Director

Nicole Lidester

Loan Originator
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Dustan Ingram

Loan Originator
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Clark Sigmund

Clark Sigmund

Loan Originator
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Reed Owens

Loan Originator
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Troy Mitchell

Loan Originator
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Josh DeVylder

Loan Originator
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Steve Stemick

Branch Manager (Lafayette)
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