The People You Call First

First Option Mortgage of Indianapolis is your highly-rated and trusted mortgage lender and refinance company serving home buyers across Indiana.

10475 Crosspoint Blvd Ste 400
Indianapolis, IN 46256

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Mortgage Loans Made Easy

Buying or refinancing a home can be intimidating. We’re here to guide you every step of the homeowner journey, from pre-qualification to loan refinancing.

Easy & Fast Process

We Average 20.5 Days From Application to Clear-to-Close

Experienced & Resourceful

We Have Solutions for Any of Your Potential Hurdles Along the Way

Personal, but Techy

Mortgages Are About People. But Also, Who Likes Paperwork?

Ready to Buy, But Worried About Your Credit Score?
Down Payment Assistance
Ready to Buy, But Worried About Down Payment?
9 Things You Should NEVER Do After You’re Pre-Approved

Meet the Team

Meet the Team

Jarad Vinup

Jarad Vinup

Area President
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Brandon McDonald

Branch Manager
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Josef L.

Speak to Josef’s team
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Jay Dee Flynn

Business Development Director

Nicole Lidester

Loan Originator
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Dustan Ingram

Loan Originator
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Clark Sigmund

Clark Sigmund

Loan Originator
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Reed Owens

Loan Originator
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Troy Mitchell

Loan Originator
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Josh DeVylder

Loan Originator
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Steve Stemick

Branch Manager (Lafayette)
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say hello.

say hello.

Whether you live in a large metro area or a suburban community, we have competitive mortgage rates and the flexibility to find the best home loan or second mortgage for you. Our local teams can tailor your mortgage to fit all legal requirements so you don’t have to worry. First Option is here to guide you through the home buying experience from applying for a mortgage loan to finding a realtor.

We take the time to understand your goals and needs on a personal level. First Option is proud to serve every city and small town in the fine state of Indiana.

Jen Hamilton

Jarad and Brandon will go all out to make everything with your mortgage go so smoothly! I had such a great experience in 2015, I referred them to my BF and he had the same experience! Decided to refinance my property this year and my experience was even better than before.

via Google Reviews

Megan Skojac

Clark Sigmund made sure we understood everything in the process of buying our new home, helped us a ton along the way, and made sure we closed on time!!! 10/10 would recommend and use Clark with First Option again!! You won’t be disappointed!

via Google Reviews

Dora Williams

First of all would like to thank Nicole for her dedication and hard work she help me all the way to the end. I recommend First option to anyone. She was with me from April to January all the way. Helping me understand all about purchasing a home. Thank you all so very much

via Google Reviews

Silviya Boycheva

My favorite mortgage company, we got great rate on our refinance and everything was so easy and done from the comfort of our home. We are so happy with our refinancing. Call them today.

via Google Reviews

Ronnie Davis

Everything went great from the first phone call to the closing. The staff, especially Nicole and Brad, were very professional and knowledgeable about the procedures and the paper work that was needed for the completion process. Thank you for your hard work and dedication!

via Google Reviews
Experience the FOM Difference

At First Option Mortgage Indianapolis, mortgages are about much more than numbers and rates. They’re about people: families and veterans, newlyweds and retirees looking for a better life.

Purchasing a home is a life-changing event. We promise to set up a mortgage loan that comfortably fits your budget, so you can feel confident and fully prepared for the exciting journey of home ownership - whether it's your first home purchase or your fifth.

Google Rating
5.0
Based on 430 reviews
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Where to Find Us

Whether you live in a large metro area or a suburban community, we have competitive mortgage rates and the flexibility to find the best home loan or second mortgage for you.

Our local teams can tailor your mortgage to fit all legal requirements so you don’t have to worry. First Option is here to guide you through the home buying experience from applying for a mortgage loan to finding a realtor.

We take the time to understand your goals and needs on a personal level. First Option is proud to serve every city and small town in the fine state of Indiana including, but not limited to:

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Reach out to our office

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(No Impact to Your Credit Score)