(317) 713-9500

Indiana Mortgage Lender that puts people first

Our tight-knit team of experienced lenders allows you to go through the mortgage process with a single point of contact and in less than half the time compared to the big banks.

Start Your Pre-Approval

(No Impact to Your Credit Score)

Indiana Mortgage Company that puts people first

Start Your Pre-Approval

Or Tap Here to Call (317) 713-9500

Our tight-knit team of experienced lenders allows you to go through the mortgage process with a single point of contact and in less than half the time compared to the big banks.

Excellent
First Option Mortgage Indianapolis
5.0
Based on 430 reviews
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Gerlach H.
My wife and I had a great experience with Josh at First Option Mortgage. As first-time home buyers, we had a lot of questions, and Josh was always there for us to provide the answers in a personable, respectful and professional manner.
Jonathan H.
Had a great experience from start to finish, I was kept informed during the entire process. I would recommend the First option team to anyone.
Mary P.
Jarad, Brandon, and Brad were great to work with! They made the process so easy for me. I appreciate all you have done!
Lee K.
First Option made the mortgage process easy. The team was very friendly, helpful, and informative. This was my third house purchase and this was the best experience. I definitely recommend!
Kade K.
Jarad knew that a property was FHA eligible when the listing agent was unaware. This allowed the buyer to purchase a home they really liked and wasnt made available to other similar buyers. Jarad deserves alot of credit for this transaction.
MEGAN B.
Dustan and his team were amazing! We were in contact for months before we bought a home and he never once complained! Thank you Dustan and First Option Mortgage!!!!!!!!!
Shola I.
Thank you Josef for your professional guidance and help. Your customer service and delivery is top notch! Great job First Option!
Sam S.
I work night shift, and Dustin was great at becoming available any time of the day for all my questions. He is very knowledgeable, caring and will work hard to get the job done. The whole loan process felt very smooth and not overwhelming with his teams help. We were in a time crunch between accepting the sellers inspection offer and the closing date, but Dustin worked diligently to get our loan closed fast so we could get the house! It was very appreciated!
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Excellent
First Option Mortgage Indianapolis
5.0
Based on 430 reviews
See all reviews
review us on
Gerlach H.
My wife and I had a great experience with Josh at First Option Mortgage. As first-time home buyers, we had a lot of questions, and Josh was always there for us to provide the answers in a personable, respectful and professional manner.
Jonathan H.
Had a great experience from start to finish, I was kept informed during the entire process. I would recommend the First option team to anyone.
Mary P.
Jarad, Brandon, and Brad were great to work with! They made the process so easy for me. I appreciate all you have done!
Lee K.
First Option made the mortgage process easy. The team was very friendly, helpful, and informative. This was my third house purchase and this was the best experience. I definitely recommend!
Kade K.
Jarad knew that a property was FHA eligible when the listing agent was unaware. This allowed the buyer to purchase a home they really liked and wasnt made available to other similar buyers. Jarad deserves alot of credit for this transaction.
MEGAN B.
Dustan and his team were amazing! We were in contact for months before we bought a home and he never once complained! Thank you Dustan and First Option Mortgage!!!!!!!!!
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STRUGGLING TO COME UP WITH A DOWN PAYMENT?

STRUGGLING TO COME UP WITH A DOWN PAYMENT?

  • Exclusive First Option Program
  • No Third-Party Companies or Hassles
  • No Cash Down to Buy a Home
  • No First-Time Buyer Requirement
No Money Down Mortgage
Zero Down

CLEAR TO CLOSE IN JUST 3 WEEKS

CLEAR TO CLOSE IN JUST 3 WEEKS

The national average usually takes around 45-60 days.

How do we do it?

How do we do it?

17+

years of experience

1

point of contact

Our Indiana mortgage company leadership team has 17+ years of experience within the walls of First Option Mortgage, and even more experience in mortgage lending beyond that.

And rather than pass you around from one rep to the next, you’ll work with a single-point of contact who is within arm’s reach (or sometimes a light shout) away from everyone else on the team. Your loan originator will advocate for you and has the people and resources to get things done quickly and easily.

Talk to Someone

Get Answers to Your Questions

Get Pre-Approved

No Impact to Your Credit Score

Indianapolis Mortgage Timeline

First Option Mortgage Indianapolis is rated 5.0 stars with over 450 reviews on Google?

“Clark and his team, especially Brian, went above and beyond for me! Clark was able to answer all my questions and gave me guidance on what I needed to do to get into my first home. I was able to close in 6 days thanks to this team!”

-Kaylie D. (via Google Reviews)

Apply for a Mortgage Loan Online
Ready to Buy, But Worried About Your Credit Score?
Learn more here
Down Payment Assistance
Ready to Buy, But Worried About Down Payment?
Learn more here
9 Things You Should NEVER Do After You’re Pre-Approved
Learn more here
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Old School Charm.
New School Technology.

From application to closing docs and everything in between, our advanced technology allows you to seamlessly and easily complete all necessary documents within the app at your convenience.

But when you need a person, we’re right here to take your phone call, email, or text without delay.

Get Your Free Rate Quote
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Old School Charm.
New School Technology.

From application to closing docs and everything in between, our advanced technology allows you to seamlessly and easily complete all necessary documents within the app at your convenience.

But when you need a person, we’re right here to take your phone call, email, or text without delay.

Get Your Free Rate Quote

Talk About Affordable…

  • You probably don’t need as much down payment as you think. But if you need help, we can connect you with down payment assistance programs.
  • In addition to that, we have access to many more helpful products to save you money like the 2/1 buydown which reduces your interest rate on the front-end of your loan
  • Worried about putting in an offer on the contingency that your home sells? With Recasting, First Option Mortgage can help you buy your next home without a contingency or need for refinancing – making you a stronger buyer
Google Rating
5.0
Based on 430 reviews
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Let’s Start with a Rate Quote

Mortgage Loans Made Easy

Buying or refinancing a home can be intimidating and expensive. We’re here to guide you every step of the homeowner journey, from pre-qualification to loan refinancing.

We have the personal connections to find you the best mortgage rates in Indiana and special program options fit for you.

What brings you here today?

I want to purchase a home.
I want to refinance my loan.

Find a First Option Lender Near You

Whether you live in a large metro area or a suburban community, we have competitive mortgage rates and the flexibility to find the best home loan or second mortgage for you.

Our local teams are fully-trained to guide you through the home buying experience, from applying for a mortgage loan to finding a realtor.

First Option is proud to serve every city and small town in the fine state of Indiana including, but not limited to: