Indiana Mortgage Lender that puts people first

Our tight-knit team of experienced lenders allows you to go through the mortgage process with a single point of contact and in less than half the time compared to the big banks.

(No Impact to Your Credit Score)

Indiana Mortgage Company that puts people first

Our tight-knit team of experienced lenders allows you to go through the mortgage process with a single point of contact and in less than half the time compared to the big banks.

STRUGGLING TO COME UP WITH A DOWN PAYMENT?

STRUGGLING TO COME UP WITH A DOWN PAYMENT?

  • Exclusive First Option Program
  • No Third-Party Companies or Hassles
  • No Cash Down to Buy a Home
  • No First-Time Buyer Requirement
Zero Down

CLEAR TO CLOSE IN JUST 3 WEEKS

CLEAR TO CLOSE IN JUST 3 WEEKS

The national average usually takes around 45-60 days.

How do we do it?

How do we do it?

17+

years of experience

1

point of contact

Our Indiana mortgage company leadership team has 17+ years of experience within the walls of First Option Mortgage, and even more experience in mortgage lending beyond that.

And rather than pass you around from one rep to the next, you’ll work with a single-point of contact who is within arm’s reach (or sometimes a light shout) away from everyone else on the team. Your loan originator will advocate for you and has the people and resources to get things done quickly and easily.

Get Answers to Your Questions

No Impact to Your Credit Score

Indianapolis Mortgage Timeline

First Option Mortgage Indianapolis is rated 4.9 stars with over 400 reviews on Google?

“Clark and his team, especially Brian, went above and beyond for me! Clark was able to answer all my questions and gave me guidance on what I needed to do to get into my first home. I was able to close in 6 days thanks to this team!”

-Kaylie D. (via Google Reviews)

Ready to Buy, But Worried About Your Credit Score?
Down Payment Assistance
Ready to Buy, But Worried About Down Payment?
9 Things You Should NEVER Do After You’re Pre-Approved
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Old School Charm.
New School Technology.

From application to closing docs and everything in between, our advanced technology allows you to seamlessly and easily complete all necessary documents within the app at your convenience.

But when you need a person, we’re right here to take your phone call, email, or text without delay.

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Old School Charm.
New School Technology.

From application to closing docs and everything in between, our advanced technology allows you to seamlessly and easily complete all necessary documents within the app at your convenience.

But when you need a person, we’re right here to take your phone call, email, or text without delay.

Talk About Affordable…

  • You probably don’t need as much down payment as you think. But if you need help, we can connect you with down payment assistance programs.
  • In addition to that, we have access to many more helpful products to save you money like the 2/1 buydown which reduces your interest rate on the front-end of your loan
  • Worried about putting in an offer on the contingency that your home sells? With Recasting, First Option Mortgage can help you buy your next home without a contingency or need for refinancing – making you a stronger buyer
Google Rating
5.0
Based on 430 reviews
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Mortgage Loans Made Easy

Buying or refinancing a home can be intimidating and expensive. We’re here to guide you every step of the homeowner journey, from pre-qualification to loan refinancing.

We have the personal connections to find you the lowest rates available and special program options fit for you.

What brings you here today?

Find a First Option Lender Near You

Whether you live in a large metro area or a suburban community, we have competitive mortgage rates and the flexibility to find the best home loan or second mortgage for you.

Our local teams are fully-trained to guide you through the home buying experience, from applying for a mortgage loan to finding a realtor.

First Option is proud to serve every city and small town in the fine state of Indiana including, but not limited to: