Call or Text:

(317) 713-9500

Indiana Mortgage Lender that puts people first

Our tight-knit team of experienced lenders allows you to go through the mortgage process with a single point of contact and in less than half the time compared to the big banks.

Start Your Pre-Approval

(No Impact to Your Credit Score)

Indiana Mortgage Company that puts people first

Start Your Pre-Approval

Or Tap Here to Call (317) 713-9500

Or Here to Send a Text

Our tight-knit team of experienced lenders allows you to go through the mortgage process with a single point of contact and in less than half the time compared to the big banks.

Excellent
First Option Mortgage Indianapolis
Based on 530 reviews
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Kisha H.
My lender, Clark Sigmund II, with First Option Mortgage was a true Godsend! He was proficient, professional, and caring. He went above and beyond to administer top tier service for my client.
Joe E.
Dustan and his team at First Option Mortgage have helped me with a couple of purchases. I would highly reccomend. They are great, highly responsive and make things go really smooth. If you are purchasing a home without a realitor involved. These are the people you want helping you!
ammon H.
These guys are fantastic. Clark Sigmund is the guy to use. He helped us get are first home and we closed in under 30 thirty days. Smooth and worry free.
Katie B.
We worked with Clark as our mortgage officer, and he was absolutely amazing from start to finish. No matter the time or the question, Clark was always willing to pick up the phone and help. He constantly reassured us throughout the process and truly went above and beyond to make sure everything stayed on track. When it came time for underwriting, Clark fought for us every step of the way and helped us gather any documentation we needed quickly and efficiently.

On top of all that, Clark was so fun (and funny!) to work with, he made what could have been a stressful process actually enjoyable. We couldn’t have asked for a more dedicated, supportive, and genuinely great person to have on our side!
Mike U.
Outstanding support through our new home purchase. Great experience working with with Clark. We appreciate all his support through the process from beginning to end.
Katie S.
Clark is so amazing!! He helped me purchase my first home. Clark works so hard to help his clients no matter what hurdles they may have to get approved. I can honestly say Clark worked extremely hard to help me and never gave up. He was so positive, uplifting and informative the entire time. I would recommend him to everyone I know . Thank you Clark from the bottom of my heart for everything!!!!
Gerlach H.
My wife and I had a great experience with Josh at First Option Mortgage. As first-time home buyers, we had a lot of questions, and Josh was always there for us to provide the answers in a personable, respectful and professional manner.
Jonathan H.
Had a great experience from start to finish, I was kept informed during the entire process. I would recommend the First option team to anyone.
Excellent
First Option Mortgage Indianapolis
Based on 530 reviews
See all reviews
review us on
Kisha H.
My lender, Clark Sigmund II, with First Option Mortgage was a true Godsend! He was proficient, professional, and caring. He went above and beyond to administer top tier service for my client.
Joe E.
Dustan and his team at First Option Mortgage have helped me with a couple of purchases. I would highly reccomend. They are great, highly responsive and make things go really smooth. If you are purchasing a home without a realitor involved. These are the people you want helping you!
ammon H.
These guys are fantastic. Clark Sigmund is the guy to use. He helped us get are first home and we closed in under 30 thirty days. Smooth and worry free.
Katie B.
We worked with Clark as our mortgage officer, and he was absolutely amazing from start to finish. No matter the time or the question, Clark was always willing to pick up the phone and help. He constantly reassured us throughout the process and truly went above and beyond to make sure everything stayed on track. When it came time for underwriting, Clark fought for us every step of the way and helped us gather any documentation we needed quickly and efficiently.

On top of all that, Clark was so fun (and funny!) to work with, he made what could have been a stressful process actually enjoyable. We couldn’t have asked for a more dedicated, supportive, and genuinely great person to have on our side!
Mike U.
Outstanding support through our new home purchase. Great experience working with with Clark. We appreciate all his support through the process from beginning to end.
Katie S.
Clark is so amazing!! He helped me purchase my first home. Clark works so hard to help his clients no matter what hurdles they may have to get approved. I can honestly say Clark worked extremely hard to help me and never gave up. He was so positive, uplifting and informative the entire time. I would recommend him to everyone I know . Thank you Clark from the bottom of my heart for everything!!!!

STRUGGLING TO COME UP WITH A DOWN PAYMENT?

STRUGGLING TO COME UP WITH A DOWN PAYMENT?

  • Exclusive First Option Program
  • No Third-Party Companies or Hassles
  • No Cash Down to Buy a Home
  • No First-Time Buyer Requirement
No Money Down Mortgage
Zero Down

CLEAR TO CLOSE IN JUST 3 WEEKS

CLEAR TO CLOSE IN JUST 3 WEEKS

The national average usually takes around 45-60 days.

How do we do it?

How do we do it?

17+

years of experience

1

point of contact

Our Indiana mortgage company leadership team has 17+ years of experience within the walls of First Option Mortgage, and even more experience in mortgage lending beyond that.

And rather than pass you around from one rep to the next, you’ll work with a single-point of contact who is within arm’s reach (or sometimes a light shout) away from everyone else on the team. Your loan originator will advocate for you and has the people and resources to get things done quickly and easily.

Talk to Someone

Get Answers to Your Questions

Get Pre-Approved

No Impact to Your Credit Score

Indianapolis Mortgage Timeline

First Option Mortgage Indianapolis is rated 5.0 stars with over 450 reviews on Google?

“Clark and his team, especially Brian, went above and beyond for me! Clark was able to answer all my questions and gave me guidance on what I needed to do to get into my first home. I was able to close in 6 days thanks to this team!”

-Kaylie D. (via Google Reviews)

Apply for a Mortgage Loan Online
Ready to Buy, But Worried About Your Credit Score?
Learn more here
Down Payment Assistance
Ready to Buy, But Worried About Down Payment?
Learn more here
9 Things You Should NEVER Do After You’re Pre-Approved
Learn more here
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Old School Charm.
New School Technology.

From application to closing docs and everything in between, our advanced technology allows you to seamlessly and easily complete all necessary documents within the app at your convenience.

But when you need a person, we’re right here to take your phone call, email, or text without delay.

Get Your Free Rate Quote
Logo

Old School Charm.
New School Technology.

From application to closing docs and everything in between, our advanced technology allows you to seamlessly and easily complete all necessary documents within the app at your convenience.

But when you need a person, we’re right here to take your phone call, email, or text without delay.

Get Your Free Rate Quote

Talk About Affordable…

  • You probably don’t need as much down payment as you think. But if you need help, we can connect you with down payment assistance programs.
  • In addition to that, we have access to many more helpful products to save you money like the 2/1 buydown which reduces your interest rate on the front-end of your loan
  • Worried about putting in an offer on the contingency that your home sells? With Recasting, First Option Mortgage can help you buy your next home without a contingency or need for refinancing – making you a stronger buyer
Ask Your Questions via Email
Get Me Pre-Approved
Let’s Start with a Rate Quote

Mortgage Loans Made Easy

Buying or refinancing a home can be intimidating and expensive. We’re here to guide you every step of the homeowner journey, from pre-qualification to loan refinancing.

We have the personal connections to find you the best mortgage rates in Indiana and special program options fit for you.

What brings you here today?

I want to purchase a home.
I want to refinance my loan.

Find a First Option Lender Near You

Whether you live in a large metro area or a suburban community, we have competitive mortgage rates and the flexibility to find the best home loan or second mortgage for you.

Our local teams are fully-trained to guide you through the home buying experience, from applying for a mortgage loan to finding a realtor.

First Option is proud to serve every city and small town in the fine state of Indiana including, but not limited to: