Mortgage Lender Lafayette, IN

Mortgage Lender Lafayette, IN

First Option Mortgage is an experienced and people-first mortgage lender in Lafayette, Indiana. We have been helping owners with the mortgage needs in Lafayette since 2006. At First Option, we know that buying a home is a major life event and likely the largest purchase you’ll ever make. We take that responsibility seriously and personally. We look forward to the opportunity to meet you, hear your story and make your home ownership dreams come true!

Home Mortgages

We understand the mortgage transaction process, how it works and how it impacts the life of every person applying to buy a home.

First-Time Buyers

As a first-time home buyer, this is likely all new to you. We here to walk you through this life-changing event as stress-free as possible!

Mortgage Refinancing

There are many different reasons why you may look to refinance your loan. We’ll help you find the best rates available for your personal situation.

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Experience the FOM Difference

At First Option, mortgages are about much more than numbers and rates. They’re about people: families and veterans, newlyweds and retirees looking for a better life.

Purchasing a home in Lafayette, IN – whether its your first or fifth home – is life-changing, which is why we’re committed to every call that inquires about rates and every person who walks through our doors with a dream of home ownership.

We care about each other and our customers, because we believe in putting people first. We believe in making a difference.

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say hello.

Our mortgage lending experience is simple and easy to start. Speak with one of our friendly and experienced mortgage professionals today!

Trusted Mortgage Company in Lafayette, IN

At First Option, each loan comes with a personal commitment to ensure our customers an exceptional experience with each step of the mortgage loan process. We work smart to find the lowest interest rates and the best loan program to help our customers reach their financial goals. We value integrity and speed and make purchase transactions a priority. We’re dedicated to help find a solution for our customers with less than perfect credit. With hundreds of solutions,

First Option is committed to finding a way for every customer to obtain a home loan in Lafayette. First Option Mortgage is a Lender. We originate, process, underwrite and fund your loans in-house. Our processes are some of the most technologically advanced and efficient in the industry.

Your Lafayette Mortgage Loan Options

Conventional
A mortgage not insured or guaranteed by the government & must adhere to conservative Fannie Mae and Freddie Mac guidelines.

FHA
A mortgage insured by the Federal government. FHA has fairly lenient guidelines which is why many first-time homebuyers choose this program.

VA
A mortgage guaranteed by the U.S. Department of Veterans Affair (VA). Active military who meet minimum service period, Veterans who meet length of service requirements, and surviving spouses that meet certain conditions can qualify for a VA loan.

USDA
A mortgage guaranteed by the USDA. The home to be purchased must be located in an eligible rural area defined by the USDA.

Say hello to your first option lender.

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Experience the First Option Mortgage Difference

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Your Local, Experienced & Personable Lender in Lafayette

No matter what type of home loan you are looking for, our expert mortgage lenders in Lafayette at First Option Mortgage can give you the most accurate information and help you find the best loan type for you.

Meet the Team

Meet the Team

Jarad Vinup

Jarad Vinup

Area President
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Brandon McDonald

Branch Manager
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Josef L.

Speak to Josef’s team
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Jay Dee Flynn

Business Development Director

Nicole Lidester

Loan Originator
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Dustan Ingram

Loan Originator
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Clark Sigmund

Clark Sigmund

Loan Originator
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Reed Owens

Loan Originator
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Troy Mitchell

Loan Originator
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Josh DeVylder

Loan Originator
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Steve Stemick

Branch Manager (Lafayette)
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