Indiana is a beautiful state with some of the nicest people you can find in the Midwest. Crime rates are low across the state and the cost of living is low too. Though Indiana lacks ocean views or consistently warm weather, its capital of Indianapolis has a lot to offer to potential homeowners. You may have not considered Indianapolis before, but once you learn what it has to offer, this city may jump to the top of your list!

Affordable Living

One of the most important things to a new homeowner is affordable living. This alone can be the deciding factor on where someone wants to live, and Indianapolis fits into this category nicely. Compared to other cities, Indianapolis is ranked second among the most affordable cities to buy a home, allowing new homeowners to find a suitable place to live no matter their budget.

On top of its affordable living, Indianapolis also has warm and welcoming neighborhoods that come with several amenities. Many of these neighborhoods are surrounded by local stores, restaurants, or cafes that offer nice places to shop or eat. Community is a big part of the Hoosier mentality, and it’s not uncommon to find some sort of neighborhood or community gathering almost every weekend that will give you plenty of chances to get to know your neighbors.

Four Seasons

Indiana has some beautiful weather throughout spring, summer, and fall. If you can handle winter weather, Indiana is also known for having some truly delightful moments throughout the winter as well.

In the spring and summer, you get lots of greenery and pleasant temperatures. Sometimes there are hotter weeks or lots of rain, but it never becomes unbearable. Some Hoosiers would argue that the most beautiful time of the year is the fall when the weather remains in “sweatshirt temperatures” for a good chunk of the autumn months. The changing of the seasons brings a lot of vibrant color to the trees too. Indiana winter can sometimes bring snow, and snow brings all kinds of activities along with it like sledding and ice skating. Overall, none of the four seasons that are experienced in Indiana are grueling, and each season brings its own list of benefits.

Easy Commuting

Indianapolis has been updating its roads over the years. It doesn’t matter if you live in the city or any of the neighborhoods outside of the city, most commuters only spend about 20-25 minutes in traffic. For the last six years, the city has also been focusing on improving its public transportation systems by expanding bus routes and extending operating hours so that people working later hours can still get around. The city has also been installing more electric vehicle systems like e-bikes to help pedestrians get around faster than before.

Travel

Indianapolis is known as the “Crossroads of America” for good reason. Several major highways pass through the city, and this allows travelers to get to other significant US cities like Chicago and Detroit in only a matter of hours. Indianapolis is also home to the Indianapolis International Airport, so if you are planning on doing any traveling across the country or abroad, the Indianapolis International Airport has got you covered.

Sports

In Indianapolis, there is a sport that appeals to everybody. Indianapolis Motor Speedway is the reigning king of the city, but many different kinds of sports can be found at the professional, college, and local levels. Lucas Oil Stadium is the home of the Indianapolis Colts, and it is another popular spot for sports fans. When temperatures get warmer, Hoosiers love to spend time at Victory Field watching the Indianapolis Indians face off against their opponents.

Whether you’re a new Indianapolis resident or a new homeowner looking at properties in the city, let First Option Mortgage of Indianapolis help you find the home for you!

Get in touch with a friendly loan originator now to get answers to your questions, and/or to get the ball rolling on your mortgage approval!

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Get in touch with a friendly loan originator now to get answers to your questions, and/or to get the ball rolling on your mortgage approval!

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