Mortgage Broker Indianapolis
First Option Mortgage of Indianapolis is your highly-rated and trusted mortgage broker and refinance company serving home buyers across Indiana.
10475 Crosspoint Blvd Ste 335
Indianapolis, IN 46256
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The Indianapolis Mortgage Broker That Makes Home Loans Easy
Buying or refinancing a home can be intimidating. We’re here to guide you every step of the homeowner journey, from pre-qualification to loan refinancing.
Your Trusted Mortgage Broker for Home Financing
Are you dreaming of owning a home in Indianapolis?
Whether you’re a first-time buyer or looking to refinance, navigating the complex world of mortgages can be overwhelming. That’s where First Option Mortgage comes in.
As a mortgage broker in Indianapolis, we’re here to guide you through every step of the home financing process.
A direct mortgage lender, like First Option Mortgage, is a financial institution that originates and funds its own loans.
Unlike mortgage brokers who work with multiple lenders, we handle your entire mortgage process in-house, from application to closing.
▪ Streamlined Process
As a direct lender, we control the entire lending process, allowing for faster approvals and closings.
▪ Expertise and Guidance
With over 17 years of experience, our team can explain complex terms and help you understand the nuances of different loan types we offer.
▪ Time & Stress Savings
We handle all aspects of your mortgage in-house, saving you time and reducing stress.
▪ Personalized Service
You’ll work with a single point of contact throughout the entire process, ensuring personalized attention to your needs.
▪ Competitive Rates
As a direct lender, we can offer competitive rates without intermediary fees.
At First Option, mortgages are about much more than numbers and rates. They’re about people: families and veterans, newlyweds and retirees looking for a better life.
Purchasing a home – whether its your first or fifth home – is life-changing, which is why we’re committed to every call that inquires about rates and every person who walks through our doors with a dream of home ownership.
We care about each other and our customers, because we believe in putting people first. We believe in making a difference.
What to Look for in an Indianapolis Mortgage Broker
When choosing a mortgage broker in Indianapolis, consider the following:
- Experience: Look for lenders with a proven track record. First Option Mortgage has been serving Indiana homebuyers for over 17 years.
- Licensing: Ensure your lender is properly licensed. We are a fully licensed and regulated mortgage lender.
- Range of Products: A good lender offers various loan types. We provide conventional, FHA, VA, USDA, and specialized programs like our HomeStart zero down payment option.
- Transparency: Your lender should be upfront about fees and processes. We pride ourselves on clear communication and transparency.
- Local Knowledge: Choose a lender familiar with the Indianapolis market. Our local teams understand Indiana’s specific requirements and opportunities.
Why Choose First Option Mortgage as Your Indianapolis Mortgage Lender?
- Speedy Process: We average just 20.5 days from application to clear-to-close, less than half the national average.
- Experienced Team: Our leadership has over 17 years of experience within First Option Mortgage.
- Personalized Approach: You’ll work with a single point of contact who understands your unique situation.
- Innovative Solutions: From our HomeStart program for zero down payment to our 2/1 buydown option, we offer creative solutions to make homeownership accessible.
- Local Expertise: We’re proud to serve every city and small town in Indiana, understanding the nuances of each local market.
- Technology-Driven: We combine personal service with online convenience, allowing for seamless digital paperwork.
- Diverse Loan Options: Whether you’re looking for a conventional, FHA, VA, or USDA loan, we have you covered.
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say hello.
Whether you live in a large metro area or a suburban community, we have competitive mortgage rates and the flexibility to find the best home loan or second mortgage for you. Our local teams can tailor your mortgage to fit all legal requirements so you don’t have to worry. First Option is here to guide you through the home buying experience from applying for a mortgage loan to finding a realtor.
We take the time to understand your goals and needs on a personal level. First Option is proud to serve every city and small town in the fine state of Indiana.
Where to Find Us
Whether you live in a large metro area or a suburban community, we have competitive mortgage rates and the flexibility to find the best home loan or second mortgage for you.
Our local teams can tailor your mortgage to fit all legal requirements so you don’t have to worry. First Option is here to guide you through the home buying experience from applying for a mortgage loan to finding a realtor.
We take the time to understand your goals and needs on a personal level. First Option is proud to serve every city and small town in the fine state of Indiana including, but not limited to:
