Mortgage Broker Indianapolis

First Option Mortgage of Indianapolis is your highly-rated and trusted mortgage broker and refinance company serving home buyers across Indiana.

10475 Crosspoint Blvd Ste 335
Indianapolis, IN 46256

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The Indianapolis Mortgage Broker That Makes Home Loans Easy

Buying or refinancing a home can be intimidating. We’re here to guide you every step of the homeowner journey, from pre-qualification to loan refinancing.

Easy & Fast Process

We Average 20.5 Days From Application to Clear-to-Close

Experienced & Resourceful

We Have Solutions for Any of Your Potential Hurdles Along the Way

Personal, but Techy

Mortgages Are About People. But Also, Who Likes Paperwork?

Excellent5.0★★★★★ Based on 430 reviews fromGerlach H.Gerlach H. ★★★★★ My wife and I had a great experience with Josh at First Option Mortgage. As first-time home buyers, we had a lot of questions, and Josh was always there for us to provide the answers in a personable, respectful and professional manner.Jonathan H.Jonathan H. ★★★★★ Had a great experience from start to finish, I was kept informed during the entire process. I would recommend the First option team to anyone.Mary P.Mary P. ★★★★★ Jarad, Brandon, and Brad were great to work with! They made the process so easy for me. I appreciate all you have done!Lee K.Lee K. ★★★★★ First Option made the mortgage process easy. The team was very friendly, helpful, and informative. This was my third house purchase and this was the best experience. I definitely recommend!Kade K.Kade K. ★★★★★ Jarad knew that a property was FHA eligible when the listing agent was unaware. This allowed the buyer to purchase a home they really liked and wasnt made available to other similar buyers. Jarad deserves alot of credit for this transaction.MEGAN B.MEGAN B. ★★★★★ Dustan and his team were amazing! We were in contact for months before we bought a home and he never once complained! Thank you Dustan and First Option Mortgage!!!!!!!!!Shola I.Shola I. ★★★★★ Thank you Josef for your professional guidance and help. Your customer service and delivery is top notch! Great job First Option!Sam S.Sam S. ★★★★★ I work night shift, and Dustin was great at becoming available any time of the day for all my questions. He is very knowledgeable, caring and will work hard to get the job done. The whole loan process felt very smooth and not overwhelming with his teams help. We were in a time crunch between accepting the sellers inspection offer and the closing date, but Dustin worked diligently to get our loan closed fast so we could get the house! It was very appreciated!Desiree B.Desiree B. ★★★★★ I have to say Clark Sigmund and his team are one of the best in the business when it comes to delivering top notch customer service to their clients. Clark is always on top of his game and communicates with everyone, every step of the way. I'm honored to be able to close transactions and you will be too!js_loader
Gerlach H.Gerlach H. ★★★★★ My wife and I had a great experience with Josh at First Option Mortgage. As first-time home buyers, we had a lot of questions, and Josh was always there for us to provide the answers in a personable, respectful and professional manner.Jonathan H.Jonathan H. ★★★★★ Had a great experience from start to finish, I was kept informed during the entire process. I would recommend the First option team to anyone.Mary P.Mary P. ★★★★★ Jarad, Brandon, and Brad were great to work with! They made the process so easy for me. I appreciate all you have done!Lee K.Lee K. ★★★★★ First Option made the mortgage process easy. The team was very friendly, helpful, and informative. This was my third house purchase and this was the best experience. I definitely recommend!Kade K.Kade K. ★★★★★ Jarad knew that a property was FHA eligible when the listing agent was unaware. This allowed the buyer to purchase a home they really liked and wasnt made available to other similar buyers. Jarad deserves alot of credit for this transaction.MEGAN B.MEGAN B. ★★★★★ Dustan and his team were amazing! We were in contact for months before we bought a home and he never once complained! Thank you Dustan and First Option Mortgage!!!!!!!!!Shola I.Shola I. ★★★★★ Thank you Josef for your professional guidance and help. Your customer service and delivery is top notch! Great job First Option!Sam S.Sam S. ★★★★★ I work night shift, and Dustin was great at becoming available any time of the day for all my questions. He is very knowledgeable, caring and will work hard to get the job done. The whole loan process felt very smooth and not overwhelming with his teams help. We were in a time crunch between accepting the sellers inspection offer and the closing date, but Dustin worked diligently to get our loan closed fast so we could get the house! It was very appreciated!Desiree B.Desiree B. ★★★★★ I have to say Clark Sigmund and his team are one of the best in the business when it comes to delivering top notch customer service to their clients. Clark is always on top of his game and communicates with everyone, every step of the way. I'm honored to be able to close transactions and you will be too!js_loader

The Mortgage Broker in Indiana for First-Time Buyers

As well as experienced homeowners!

Maybe a little nerve-wracking and/or confusing, too?

We get it. But, did you know:

  • We’ve been working with first-time buyers for over 17 years. Nothing makes us happier. Fear not! You’ll have a single point of contact who will walk you through everything.
  • You probably don’t need as much down payment as you think. But if you need help, we can connect you with down payment assistance programs.
  • In addition to that, we have access to many more helpful products to save you money like the 2/1 buydown which reduces your interest rate on the front-end of your loan
I Still Have Questions
Get Pre-Approved

(No Impact to Your Credit Score)

The Mortgage Broker in Indiana for First-Time Buyers

As Well as Experienced Homeowners!

Maybe a little nerve-wracking and/or confusing, too?

We get it. But, did you know:

  • We’ve been working with first-time buyers for over 17 years. Nothing makes us happier. Fear not! You’ll have a single point of contact who will walk you through everything.
  • You probably don’t need as much down payment as you think. But if you need help, we can connect you with down payment assistance programs.
  • In addition to that, we have access to many more helpful products to save you money like the 2/1 buydown which reduces your interest rate on the front-end of your loan
I Still Have Questions
Get Pre-Approved

(No Impact to Your Credit Score)

Mortgage Lender Indianapolis
Experience the FOM Difference

At First Option, mortgages are about much more than numbers and rates. They’re about people: families and veterans, newlyweds and retirees looking for a better life.

Purchasing a home – whether its your first or fifth home – is life-changing, which is why we’re committed to every call that inquires about rates and every person who walks through our doors with a dream of home ownership.

We care about each other and our customers, because we believe in putting people first. We believe in making a difference.

Ready to Buy, But Worried About Your Credit Score?
Learn more here
Down Payment Assistance
Ready to Buy, But Worried About Down Payment?
Learn more here
9 Things You Should NEVER Do After You’re Pre-Approved
Learn more here

Get a Quick Rate Quote

(No Impact to Your Credit Score)

Step 1 of 6 - Get Started

Mortgage Company Indianapolis

Get a Quick Rate Quote

(No Impact to Your Credit Score)

Step 1 of 6 - Get Started

say hello.

say hello.

Whether you live in a large metro area or a suburban community, we have competitive mortgage rates and the flexibility to find the best home loan or second mortgage for you. Our local teams can tailor your mortgage to fit all legal requirements so you don’t have to worry. First Option is here to guide you through the home buying experience from applying for a mortgage loan to finding a realtor.

We take the time to understand your goals and needs on a personal level. First Option is proud to serve every city and small town in the fine state of Indiana.

Silviya Boycheva

My favorite mortgage company, we got great rate on our refinance and everything was so easy and done from the comfort of our home. We are so happy with our refinancing. Call them today.

via Google Reviews

Jen Hamilton

Jarad and Brandon will go all out to make everything with your mortgage go so smoothly! I had such a great experience in 2015, I referred them to my BF and he had the same experience! Decided to refinance my property this year and my experience was even better than before.

via Google Reviews

Dora Williams

First of all would like to thank Nicole for her dedication and hard work she help me all the way to the end. I recommend First option to anyone. She was with me from April to January all the way. Helping me understand all about purchasing a home. Thank you all so very much

via Google Reviews

Megan Skojac

Clark Sigmund made sure we understood everything in the process of buying our new home, helped us a ton along the way, and made sure we closed on time!!! 10/10 would recommend and use Clark with First Option again!! You won’t be disappointed!

via Google Reviews

Ronnie Davis

Everything went great from the first phone call to the closing. The staff, especially Nicole and Brad, were very professional and knowledgeable about the procedures and the paper work that was needed for the completion process. Thank you for your hard work and dedication!

via Google Reviews
Experience the FOM Difference

At First Option Mortgage Indianapolis, mortgages are about much more than numbers and rates. They’re about people: families and veterans, newlyweds and retirees looking for a better life.

Purchasing a home is a life-changing event. We promise to set up a mortgage loan that comfortably fits your budget, so you can feel confident and fully prepared for the exciting journey of home ownership - whether it's your first home purchase or your fifth.

Google Rating
5.0
Based on 430 reviews
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Where to Find Us

Whether you live in a large metro area or a suburban community, we have competitive mortgage rates and the flexibility to find the best home loan or second mortgage for you.

Our local teams can tailor your mortgage to fit all legal requirements so you don’t have to worry. First Option is here to guide you through the home buying experience from applying for a mortgage loan to finding a realtor.

We take the time to understand your goals and needs on a personal level. First Option is proud to serve every city and small town in the fine state of Indiana including, but not limited to:

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