Mortgage Lender Carmel, IN
Mortgage Lender Carmel, IN
First Option Mortgage is an experienced and people-first mortgage lender in Carmel, Indiana. We have been helping owners with the mortgage needs in Carmel since 2006. At First Option, we know that buying a home is a major life event and likely the largest purchase you’ll ever make. We take that responsibility seriously and personally. We look forward to the opportunity to meet you, hear your story and make your home ownership dreams come true!
At First Option, mortgages are about much more than numbers and rates. They’re about people: families and veterans, newlyweds and retirees looking for a better life.
Purchasing a home in Carmel, IN – whether its your first or fifth home – is life-changing, which is why we’re committed to every call that inquires about rates and every person who walks through our doors with a dream of home ownership.
We care about each other and our customers, because we believe in putting people first. We believe in making a difference.
Trusted Mortgage Company in Carmel, IN
At First Option, each loan comes with a personal commitment to ensure our customers an exceptional experience with each step of the mortgage loan process. We work smart to find the lowest interest rates and the best loan program to help our customers reach their financial goals. We value integrity and speed and make purchase transactions a priority. We’re dedicated to help find a solution for our customers with less than perfect credit. With hundreds of solutions,
First Option is committed to finding a way for every customer to obtain a home loan in Carmel. First Option Mortgage is a Lender. We originate, process, underwrite and fund your loans in-house. Our processes are some of the most technologically advanced and efficient in the industry.
Your Carmel Mortgage Loan Options
Conventional
A mortgage not insured or guaranteed by the government & must adhere to conservative Fannie Mae and Freddie Mac guidelines.
FHA
A mortgage insured by the Federal government. FHA has fairly lenient guidelines which is why many first-time homebuyers choose this program.
VA
A mortgage guaranteed by the U.S. Department of Veterans Affair (VA). Active military who meet minimum service period, Veterans who meet length of service requirements, and surviving spouses that meet certain conditions can qualify for a VA loan.
USDA
A mortgage guaranteed by the USDA. The home to be purchased must be located in an eligible rural area defined by the USDA.
Your Local, Experienced & Personable Lender in Carmel
No matter what type of home loan you are looking for, our expert mortgage lenders in Carmel at First Option Mortgage can give you the most accurate information and help you find the best loan type for you.
Meet the Team
Meet the Team
Jay Dee Flynn
Business Development Director
